Since I’m often asked, “when can I can buy again after foreclosure“, I thought it would be helpful to explain the waiting periods required to buy a home again after foreclosure. How soon you can qualify to buy again after foreclosure can depend on the type of loan program you use to purchase. Why? Because FHA, [...]
About Brad Yzermans
Brad is a recognized local FHA, VA, USDA HARP Mortgage Expert helping people qualify to purchase, refinance into a better mortgage, and more importantly, understand ALL of their loan options...including down payment/closing cost assistance. Contact Brad with your scenario or question by email: brad@homeloanartist.com or direct: (951) 215-6119.
Buy a Home Again After Foreclosure in CA – Waiting Periods Explained
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HR 674 – California VA Guaranteed Loan Funding Fee Changes Again
The VA Guaranteed loan funding fee has changed once again for Active Duty, Veterans, Reservists, and National Guardsman who are buying a home in California. In what could be one of the most confusing back and forth guideline changes since the housing crash of 2008, the Dept. of Veterans Affairs announced today that President Obama [...]
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Riverside County FHA Conforming/Jumbo Loan Limit 2012-2013 Restored!
The FHA conforming / jumbo loan limit in Riverside County, California was just restored back to $500,000. Many believe this action was critical in helping the Inland Empire housing market rebound to help more home buyers qualify for FHA’s low interest rate & low down payment mortgage programs. You don’t have to be a first [...]
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CA FHA Conforming / Jumbo Loan Limits Restored for 2012 – 2013
Congress agreed to restore, reinstate and extend the jumbo / conforming FHA loan limits to $729,750 for 2012 and 2013 after seeing the negative impact the October 1st loan limit reduction had on the certain high cost housing markets. Restoring the FHA loan limit is considered essential to stabilizing the housing market in many high [...]
HARP Refinance For An Upside Down Mortgage in Corona-Chino-Riverside area
The new HARP government upside down/underwater mortgage refinance program will help some home owners in the Corona, Chino, Riverside, Canyon Lake, Moreno Valley, Lake Elsinore who want to keep their home and lower their interest rate and mortgage payment. What is HARP? It’s an instrument, but in this discussion we’re talking about the Home Affordable [...]
How to Refinance An Up Side Down Mortgage in Temecula, Murrieta or Menifee
The new Home Affordable Refinance Program (HARP 2) just made it easier to refinance an upside down or underwater mortgage in Temecula, Murrieta or Menifee. The Federal Housing Finance Agency (FHFA) just announced October 24th there no longer is an LTV limit to refinance an upside down mortgage in Temecula, Murrieta, or Menifee. Prior to [...]
Are Temecula and Murrieta Safe Cities To Live In Or Buy A Home?
Would you consider safety to be a major factor when deciding where to relocate or live when buying a home in California? For those of us familiar with, or already living in the Temecula and Murrieta Valley region of Riverside County, we sometimes forget how good this little part of the world really is. Business [...]
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