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Your Adjustable Rate Mortgage (ARM) Is Going Lower. Is This Bad?

By on September 10, 2010 in Adjustable Rate Mortgages

Adjusting conforming mortgages are adjusting to as low as 3 percent. If you have one, should you let your rate fall? Or refinance out?

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ARM adjustment schedule 2008-2010

Homeowners: Should You Refinance Your ARM, Or Let It Adjust Lower?

By on July 13, 2010 in Adjustable Rate Mortgages

If your adjustable rate mortgage in California’s Inland Empire is due to adjust this year, don’t go rushing to replace it just yet. Your soon-to-adjust mortgage rate may actually go lower this year.

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