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Should You Consolidate Debt or Renegotiate Credit Card Interest Rates Before Buying a Home?

Renegotiating the interest rates or consolidating your credit card debt prior to qualifying for a home seems to make sense, right?  After all, credit card debt left unchecked can pile up quickly, especially if you are making the minimum payments.  However, one of these actions can cause your home loan approval to get denied.  So [...]

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What Does It Mean To Escrow Taxes And Insurance?

The fiscal responsibility of an Inland Empire homeowner extends beyond the mortgage’s basic principal and interest repayments. Homeowners are also responsible for the real estate taxes on the home and its insurance premiums, too.

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