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	<title>Inland Empire Direct Mortgage Lender &#124; FHA VA USDA HARP 2 Home Loans &#187; Mortgage Closing Costs</title>
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	<description>Temecula Murrieta Menifee Lake Elsinore Corona Riverside mortgage lender qualifying home buyers for FHA, VA, USDA, HARP 2, Down Payment Assistance home loans</description>
	<lastBuildDate>Mon, 20 May 2013 16:46:00 +0000</lastBuildDate>
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		<title>Where Does My Earnest Money Go?</title>
		<link>http://homeloanartist.com/2010/03/where-does-my-earnest-money-go/</link>
		<comments>http://homeloanartist.com/2010/03/where-does-my-earnest-money-go/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 20:21:45 +0000</pubDate>
		<dc:creator>Brad Yzermans</dc:creator>
				<category><![CDATA[Home Buying Process]]></category>
		<category><![CDATA[Mortgage Closing Costs]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[Earnest Money]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[Frequently Asked Questions]]></category>

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		<img src="http://template.lenderama.com/files/2010/03/iStock_000008366284XSmall.jpg" width="240" />
		</p>Hey, I gave my real estate agent a $5000 Earnest Money Deposit check&#8230; Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money &#8211; an earnest payment (sometimes called earnest money or simply earnest, or alternatively a [...]]]></description>
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		<title>What Does Title Insurance Protect Me From?</title>
		<link>http://homeloanartist.com/2010/03/draft-what-does-title-insurance-protect-me-from/</link>
		<comments>http://homeloanartist.com/2010/03/draft-what-does-title-insurance-protect-me-from/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 20:13:44 +0000</pubDate>
		<dc:creator>Brad Yzermans</dc:creator>
				<category><![CDATA[Mortgage Closing Costs]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[Deed]]></category>
		<category><![CDATA[Frequently Asked Questions]]></category>

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		<img src="http://template.lenderama.com/files/2010/03/iStock_000005727238XSmall.jpg" width="240" />
		</p>By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the property [...]]]></description>
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