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Temecula First Time Home Buyer Programs

Temecula First Time Home Buyer Assistance Programs

Temecula First Time Home Buyer (FTHB) assistance loan programs do exist and funds are still available for home buyers in the city of Temecula, CA and surrounding communities. In fact, if you meet the minimum credit score requirement, and your qualifying income doesn’t exceed the income limit, some home buyer assistance programs DON’T even require [...]

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delayed investor financing cash out refi california

Delayed Financing Cash-Out Refi for Investment Home Buyers

The Delayed Financing cash-out refinance program, often called the ‘Buy & Refi’ loan, was created for real estate investors who purchase homes with all cash and grants them an exception to qualify for a cash-out refinance just one day after buying the home. Fannie Mae’s Delayed Financing program will help cash buyers avoid waiting the [...]

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VA Miltary Home Buyer Housing Specialist

Certified Lender VA Military Home Buyer Housing Specialist

I am proud to announce having received the USA Cares prestigious California VA Certified Military Home Buyer Housing Specialist (CMHS) designation. The Certified Home Buyer Military Housing Specialist is a national certification given to Mortgage Lenders / Real Estate professionals who complete and pass the education requirements needed to best understand the uniqueness of lending [...]

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CHF Platinum Home Buyer Assistance Grant in California

Platinum CA Home Buyer Assistance Grant Funds Available Again

I’m excited the NHF CHF 3% Platinum California home buyer assistance grant program (down payment assistance) has funds available again for qualifying home buyers.  CHF’s mission is to increase responsible home ownership throughout California by providing down payment assistance to both second time move up buyers and first time home buyers. Do this ==> 3% [...]

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Upside Down HARP Refinance Corona-Chino-Riverside-Canyon-Lake-Moreno-Valley

HARP Refinance For An Upside Down Mortgage in Corona-Chino-Riverside area

The new HARP government upside down/underwater mortgage refinance program will help some home owners in the Corona, Chino, Riverside, Canyon Lake, Moreno Valley, Lake Elsinore who want to keep their home and lower their interest rate and mortgage payment. What is HARP?  It’s an instrument, but in this discussion we’re talking about the Home Affordable [...]

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temecula-murrieta-menifee upside down refinance HARP

How to Refinance An Up Side Down Mortgage in Temecula, Murrieta or Menifee

The new Home Affordable Refinance Program (HARP 2) just made it easier to refinance an upside down or underwater mortgage in Temecula, Murrieta or Menifee. The Federal Housing Finance Agency (FHFA) just announced October 24th there no longer is an LTV limit to refinance an upside down mortgage in Temecula, Murrieta, or Menifee.  Prior to [...]

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Compare FHA vs Conforming Mortgage Rate Loans 2005-2011

Are FHA Mortgage Loans Better Than Conventional Home Loans?

  A common question home buyers in California ask me is if an FHA loan is better than a Conventional loan.  The increase in popularity between the two loan programs may be an indicator as to which is better.  FHA now insures 25% of all home mortgage loans in the United States, which is the [...]

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