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	<title>Comments for Inland Empire Direct Mortgage Lender | FHA VA USDA HARP 2 Home Loans</title>
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	<link>http://homeloanartist.com</link>
	<description>Temecula Murrieta Menifee Lake Elsinore Corona Riverside mortgage lender qualifying home buyers for FHA, VA, USDA, HARP 2, Down Payment Assistance home loans</description>
	<lastBuildDate>Sat, 31 Mar 2012 00:47:51 +0000</lastBuildDate>
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		<title>Comment on Lender Cover Up? Down Payment Assistance for FHA Approved Home Buyers in California by VICTORIA</title>
		<link>http://homeloanartist.com/2011/01/lender-cover-up-down-payment-assistance-fha-approved-homebuyer-california/comment-page-1/#comment-5837</link>
		<dc:creator>VICTORIA</dc:creator>
		<pubDate>Sat, 31 Mar 2012 00:47:51 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=2954#comment-5837</guid>
		<description>thanks for the info, my lender isn&#039;t as honest as I thought, I ask her about this grant money after my brother told me about it, she said she is certified for them but never told us about them. shame on her...she would see if we quilify for them after i ask her to look into, we have the score of 680 and had three foreclosures a lilttle over three years ago so she saying that might be a big deal, now I can&#039;t trust all she&#039;s telling so what are the guide lines to get this kind of programs..</description>
		<content:encoded><![CDATA[<p>thanks for the info, my lender isn&#8217;t as honest as I thought, I ask her about this grant money after my brother told me about it, she said she is certified for them but never told us about them. shame on her&#8230;she would see if we quilify for them after i ask her to look into, we have the score of 680 and had three foreclosures a lilttle over three years ago so she saying that might be a big deal, now I can&#8217;t trust all she&#8217;s telling so what are the guide lines to get this kind of programs..</p>
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		<title>Comment on Corona, CA Mortgage Broker/Lender &#124; Corona Home Mortgage Bank by Bryan Bostic</title>
		<link>http://homeloanartist.com/2011/06/corona-mortgage-broker-lender-corona-home-mortgage-bank/comment-page-1/#comment-5443</link>
		<dc:creator>Bryan Bostic</dc:creator>
		<pubDate>Wed, 29 Feb 2012 04:36:03 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=3735#comment-5443</guid>
		<description>Hi Brad, my name is Bryan I am planning to buy a home hopefully sooner than later.   I need to know if I am qualified first, I would like to set up an appointment with you.  Please contact me at  my email address.</description>
		<content:encoded><![CDATA[<p>Hi Brad, my name is Bryan I am planning to buy a home hopefully sooner than later.   I need to know if I am qualified first, I would like to set up an appointment with you.  Please contact me at  my email address.</p>
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		<title>Comment on USDA Rural Streamline Refinance Pilot Program &#8211; Guidelines by USDA Rural Streamline Refinance Program &#8211; Updated Guidelines &#124; Mortgage</title>
		<link>http://homeloanartist.com/2012/02/usda-rural-streamline-refinance-pilot-program-guidelines/comment-page-1/#comment-5256</link>
		<dc:creator>USDA Rural Streamline Refinance Program &#8211; Updated Guidelines &#124; Mortgage</dc:creator>
		<pubDate>Mon, 13 Feb 2012 22:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=5224#comment-5256</guid>
		<description>[...] link: USDA Rural Streamline Refinance Program &#8211; Updated Guidelines    Segnala presso:    This entry was posted in Uncategorized and tagged elsinore, elsinore-corona, [...]</description>
		<content:encoded><![CDATA[<p>[...] link: USDA Rural Streamline Refinance Program &#8211; Updated Guidelines    Segnala presso:    This entry was posted in Uncategorized and tagged elsinore, elsinore-corona, [...]</p>
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		<title>Comment on Home Affordable Refinance Program (HARP) for California Homeowners by Which States Need a HARP &#124; DU Refi Plus the Most? - INFOGRAPHIC &#124; HARP Refinance &#124; DU Refi Plus &#124; Obama Refinance</title>
		<link>http://homeloanartist.com/loan-programs/conventional-home-loans/home-affordable-refinance-program-harp-california-home-owners/comment-page-1/#comment-5070</link>
		<dc:creator>Which States Need a HARP &#124; DU Refi Plus the Most? - INFOGRAPHIC &#124; HARP Refinance &#124; DU Refi Plus &#124; Obama Refinance</dc:creator>
		<pubDate>Thu, 02 Feb 2012 00:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?page_id=4397#comment-5070</guid>
		<description>[...] First of all, you need a conventional Fannie Mae or Freddie Mac mortgage to even entertain the process. Just because you have a Fannie Mae or Freddie Mac mortgage doesnt not mean that you automatically qualify for aHARP refinance. [...]</description>
		<content:encoded><![CDATA[<p>[...] First of all, you need a conventional Fannie Mae or Freddie Mac mortgage to even entertain the process. Just because you have a Fannie Mae or Freddie Mac mortgage doesnt not mean that you automatically qualify for aHARP refinance. [...]</p>
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		<title>Comment on Home Affordable Refinance Program (HARP) for California Homeowners by Need a HARP 2.0 Refinance Lender in Atlanta? &#124; Atlanta FHA Loans - Georgia FHA Loans - Atlanta, Georgia FHA 203K Expert</title>
		<link>http://homeloanartist.com/loan-programs/conventional-home-loans/home-affordable-refinance-program-harp-california-home-owners/comment-page-1/#comment-5053</link>
		<dc:creator>Need a HARP 2.0 Refinance Lender in Atlanta? &#124; Atlanta FHA Loans - Georgia FHA Loans - Atlanta, Georgia FHA 203K Expert</dc:creator>
		<pubDate>Wed, 01 Feb 2012 05:36:17 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?page_id=4397#comment-5053</guid>
		<description>[...] LTV you can still benefit fromObamas Home Affordable Refinance Program.Ready to see if you meet HARP Guidelines? Stop waiting, click below for aHARP 2.0consultation and we will let you know your refinance [...]</description>
		<content:encoded><![CDATA[<p>[...] LTV you can still benefit fromObamas Home Affordable Refinance Program.Ready to see if you meet HARP Guidelines? Stop waiting, click below for aHARP 2.0consultation and we will let you know your refinance [...]</p>
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		<title>Comment on Are FHA Minimum FICO Scores Going Up to 640 for California Home Buyers? by ROBERT YOUNG</title>
		<link>http://homeloanartist.com/2010/09/fha-minimum-fico-scores-640-for-california-home-buyers/comment-page-1/#comment-4826</link>
		<dc:creator>ROBERT YOUNG</dc:creator>
		<pubDate>Wed, 25 Jan 2012 23:12:11 +0000</pubDate>
		<guid isPermaLink="false">http://inlandempirehomeblog.com/brad/?p=2427#comment-4826</guid>
		<description>HI MY  SCORES ARE 522 513 522 , IM TRYING TO BUY A HOME WITHIN THE NEXT  MONTH OR TWO SO I WANT TO KNOW WHAT I NEED TO DO ? WILL A 580 GET ME IN THE DOOR ?</description>
		<content:encoded><![CDATA[<p>HI MY  SCORES ARE 522 513 522 , IM TRYING TO BUY A HOME WITHIN THE NEXT  MONTH OR TWO SO I WANT TO KNOW WHAT I NEED TO DO ? WILL A 580 GET ME IN THE DOOR ?</p>
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		<title>Comment on Qualify and Buy a Home Again After a Short Sale in California by Qualify and Buy Home Again After a Short Sale in California &#124; Refinancing</title>
		<link>http://homeloanartist.com/2012/01/qualify-buy-home-again-after-short-sale-california/comment-page-1/#comment-4506</link>
		<dc:creator>Qualify and Buy Home Again After a Short Sale in California &#124; Refinancing</dc:creator>
		<pubDate>Tue, 10 Jan 2012 23:35:27 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=5085#comment-4506</guid>
		<description>[...] more here: Qualify and Buy Home Again After a Short Sale in California    Segnala presso:    This entry was posted in Uncategorized and tagged california, conventional, [...]</description>
		<content:encoded><![CDATA[<p>[...] more here: Qualify and Buy Home Again After a Short Sale in California    Segnala presso:    This entry was posted in Uncategorized and tagged california, conventional, [...]</p>
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		<title>Comment on How FICO Credit Report Disputes Can Get Your Home Loan Denied or Delayed by Brad Yzermans</title>
		<link>http://homeloanartist.com/2011/03/how-fico-credit-report-disputes-can-get-your-home-loan-denied/comment-page-1/#comment-3463</link>
		<dc:creator>Brad Yzermans</dc:creator>
		<pubDate>Tue, 29 Nov 2011 06:14:01 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=3223#comment-3463</guid>
		<description>Tim,

What you need to do is start a dispute/resolution directly with Equifax, Transunion, and Experian online.  Just tell them you no longer dispute the info on the credit report and to please report as resolved.  This should take 15-30 days to get back to a resolved status once requesting.</description>
		<content:encoded><![CDATA[<p>Tim,</p>
<p>What you need to do is start a dispute/resolution directly with Equifax, Transunion, and Experian online.  Just tell them you no longer dispute the info on the credit report and to please report as resolved.  This should take 15-30 days to get back to a resolved status once requesting.</p>
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		<title>Comment on How FICO Credit Report Disputes Can Get Your Home Loan Denied or Delayed by Tim Richmond</title>
		<link>http://homeloanartist.com/2011/03/how-fico-credit-report-disputes-can-get-your-home-loan-denied/comment-page-1/#comment-3459</link>
		<dc:creator>Tim Richmond</dc:creator>
		<pubDate>Tue, 29 Nov 2011 02:10:54 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=3223#comment-3459</guid>
		<description>All of mine have zero balances that are a problem, anything I can do in my favor.  I am dealing with Quicken on a Freddy.</description>
		<content:encoded><![CDATA[<p>All of mine have zero balances that are a problem, anything I can do in my favor.  I am dealing with Quicken on a Freddy.</p>
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	<item>
		<title>Comment on How FICO Credit Report Disputes Can Get Your Home Loan Denied or Delayed by Tim Richmond</title>
		<link>http://homeloanartist.com/2011/03/how-fico-credit-report-disputes-can-get-your-home-loan-denied/comment-page-1/#comment-3458</link>
		<dc:creator>Tim Richmond</dc:creator>
		<pubDate>Tue, 29 Nov 2011 02:09:43 +0000</pubDate>
		<guid isPermaLink="false">http://homeloanartist.com/?p=3223#comment-3458</guid>
		<description>Brad,

I just read your article.  We are trying to fix this right now.  I have 4 items on my credit report listed as open disputes from 6 years ago.  2 old student loans that were paid off and two old credit cards.  I disputed for like a stupid 30 date late charge on one of them.

I tried calling Transunion to clear one of them on the phone and they couldn&#039;t even locate it.  

I got the partial account number wrong - it was from that account number I had back in 0006 not the one on the partial report the loan guy cut and paste in an email to me to fix.

Looks like from your article I need to contact the folks and see if we can get it listed as resolved ASAP.

Any advice for me to knock this out quick?  You know the drill, underwater mortgage family guy can save over $450 on a 2 loan house that is underwater by doing the first loan at 4.5 instead of 6.25 but the snafu hits and the wife says hey take care of this asap.

Tim

All mine have zero balances.</description>
		<content:encoded><![CDATA[<p>Brad,</p>
<p>I just read your article.  We are trying to fix this right now.  I have 4 items on my credit report listed as open disputes from 6 years ago.  2 old student loans that were paid off and two old credit cards.  I disputed for like a stupid 30 date late charge on one of them.</p>
<p>I tried calling Transunion to clear one of them on the phone and they couldn&#8217;t even locate it.  </p>
<p>I got the partial account number wrong &#8211; it was from that account number I had back in 0006 not the one on the partial report the loan guy cut and paste in an email to me to fix.</p>
<p>Looks like from your article I need to contact the folks and see if we can get it listed as resolved ASAP.</p>
<p>Any advice for me to knock this out quick?  You know the drill, underwater mortgage family guy can save over $450 on a 2 loan house that is underwater by doing the first loan at 4.5 instead of 6.25 but the snafu hits and the wife says hey take care of this asap.</p>
<p>Tim</p>
<p>All mine have zero balances.</p>
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