Inland Empire mortgage rates are (again) at their lowest levels in history.

Important Changes to FHA’s Insurance Premiums & Why California Homebuyers Should Care
HUD recently announced that starting October 4th (recently delayed), FHA is reducing the amount to be collected for their Up Front Mortgage Insurance Premium (UFMIP). However, FHA will also increase how much they collect on their Annual Mortgage Insurance Premium (MIP – collected monthly) for California’s Inland Empire (Riverside & San Bernardino County) home buyers. Confused? [...]

What’s Ahead For California Mortgage Rates: August 2, 2010
Non-Farm Payrolls hits the wires Friday at 8:30 AM ET. Markets are expecting a 75,000 net loss of jobs last month. If the actual number is higher, mortgage rates should rise. If the actual number is lower, mortgage rates should fall.

30-Year Mortgage Rates Make New Lows, But Look Ready To Spike
No doubt you’ve heard that mortgage rates are low. They’re lower than they’ve ever been in history. The news is everywhere. But the low rate environment looks like it’s ending.

Homeowners: Should You Refinance Your ARM, Or Let It Adjust Lower?
If your adjustable rate mortgage in California’s Inland Empire is due to adjust this year, don’t go rushing to replace it just yet. Your soon-to-adjust mortgage rate may actually go lower this year.

What is the Biggest Benefit or Reason for Buying a Home?
The biggest benefits to owning a home in the Inland Empire may not be the tax deduction, Home Appreciation, Payment Stability, or even Feedom of Ownership. I think it could be the memories that are made. What do you think?

What’s Ahead For California Mortgage Rates: June 28, 2010
California Conforming and FHA mortgage rates fell last week, extending a rate rally that dates to early-April. Mortgage rates have fallen to several, new, all-time lows during this period and last week was no different.
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Brad is a licensed FHA, VA, USDA Mortgage Professional. CA DRE #01810137 - NMLS #315238.
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