Inland Empire Direct Mortgage Lender | FHA VA USDA HARP 2 Home Loans » Deed

What Does Title Insurance Protect Me From?

Brad Yzermans — Sun, 28 Mar 2010 20:13:44 +0000

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the property [...]

Do I Have To Continue Making My Mortgage Payment If My Lender Goes Bankrupt?

Brad Yzermans — Sun, 28 Mar 2010 17:17:35 +0000

When mortgage banks go out of business and are essentially taken over by the FDIC, homeowners are left wondering if they still need to make a monthly payment. Great thought, and a very common questions for many borrowers in 2009 and 2010. The short answer is YES, you still have to continue making mortgage payments [...]

Who Owns My Home If I Have A Mortgage?

Brad Yzermans — Tue, 23 Mar 2010 00:26:38 +0000

Many borrowers believe that when they purchases a property by obtaining mortgage financing, they also own their home. Technically speaking, full ownership on a property is only happens once the mortgage loan amount has been paid in full. To break this down in more detail, there are a few components of a mortgage: A Promissory [...]