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	<title>Inland Empire Direct Mortgage Lender &#124; FHA VA USDA HARP 2 Home Loans &#187; Fed</title>
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	<description>Temecula Murrieta Menifee Lake Elsinore Corona Riverside mortgage lender qualifying home buyers for FHA, VA, USDA, HARP 2, Down Payment Assistance home loans</description>
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		<title>8 Questions Your Lender Should Answer About Mortgage Rates</title>
		<link>http://homeloanartist.com/2010/03/eight-questions-your-lender-should-be-able-to-answer-about-mortgage-rates/</link>
		<comments>http://homeloanartist.com/2010/03/eight-questions-your-lender-should-be-able-to-answer-about-mortgage-rates/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 05:27:58 +0000</pubDate>
		<dc:creator>Brad Yzermans</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Fed]]></category>
		<category><![CDATA[Frequently Asked Questions]]></category>
		<category><![CDATA[GFE]]></category>

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		</p>Simply checking online for today&#8217;s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it&#8217;s our ultimate goal to earn your trust so that you can be [...]]]></description>
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		<title>Top Five Market Factors That Influence Mortgage Rates</title>
		<link>http://homeloanartist.com/2010/03/top-five-market-factors-that-influence-mortgage-rates/</link>
		<comments>http://homeloanartist.com/2010/03/top-five-market-factors-that-influence-mortgage-rates/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 17:39:04 +0000</pubDate>
		<dc:creator>Brad Yzermans</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Fed]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Mortgage Terms]]></category>
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		</p>Timing the market for the best possible opportunity to lock a mortgage rate on a new loan is certainly a challenge, even for the professionals. While there are several several generic interest rate trend indicators online, the difference between what&#8217;s advertised and actually attainable can be influenced at any given moment by at least 50 [...]]]></description>
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		<title>How Do Mortgage Rates Move When The Fed Lowers Rates?</title>
		<link>http://homeloanartist.com/2010/03/how-do-mortgage-rates-move-when-the-fed-lowers-rates/</link>
		<comments>http://homeloanartist.com/2010/03/how-do-mortgage-rates-move-when-the-fed-lowers-rates/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 17:32:55 +0000</pubDate>
		<dc:creator>Brad Yzermans</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Fed]]></category>
		<category><![CDATA[Mortgage Backed Securities]]></category>
		<category><![CDATA[Mortgage Payments]]></category>

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		<description><![CDATA[NEED PHOTO Lower mortgage rates is a common misconception that is perpetuated by the mainstream media perpetuates when the Fed makes an announcement of lowering rates. However, when the Fed cuts interest rates, mortgage rates tend to increase. Fed 101: According to Wikipedia: The Federal Reserve System (also known as the Federal Reserve, and informally [...]]]></description>
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