The new Home Affordable Refinance Program (HARP 2) just made it easier to refinance an upside down or underwater mortgage in Temecula, Murrieta or Menifee. The Federal Housing Finance Agency (FHFA) just announced October 24th there no longer is an LTV limit to refinance an upside down mortgage in Temecula, Murrieta, or Menifee. Prior to [...]

4th of July Fireworks in Temecula-Murrieta-Menifee-Lake Elsinore – 2011
Here is a list of 4th of July firework shows (Independence day) in the S.W. Riverside County area of Temecula, Murrieta, Menifee, Lake Elsinore & Perris. If you know of additional firework shows in the area, please contact me so I can share with others. Temecula 4th of July Extravaganza When: July 4th, 2011 [...]

$8000 Home Buyer Tax Credit For Militay Still Available Until April 30th, 2011
For certain members of the military, there’s just 2 months remaining to receive the $8,000 the federal home buyer tax credit. Combine this with the VA home loan 100% financing no down payment program, and there will be some very happy Camp Pendleton Marines buying homes in Temecula, Murrieta, Menifee, and other cities in Riverside [...]

USDA Rural Home Loans are Now Charging Monthly Mortgage Insurance for CA Home Buyers
In a surprising announcement, the USDA Guaranteed Rural Development Home Loan Program announced starting October 1st, 2011, they will begin collecting (charging) monthly mortgage insurance of .3%, but their up front mortgage insurance will be reduced from 3.5% to 2%. If you are unfamiliar with the no down payment 100% financing USDA Guaranteed home Loan, [...]

How to Qualify: FHA Home Mortgage Loan in Temecula-Murrieta-Menifee
Qualifying for a Temecula/Murrieta/Menifee FHA Mortgage is not as difficult as you might think. It starts by gathering the common pre-approval documentation that will be needed by the Loan Officer to complete your loan application and structure your file properly. The three primary criteria that determine if you qualify for a Temecula/Murrieta/Menifee FHA mortgage, and for how much, are these [...]

CHF Platinum 3% Down Payment Assistance Grant for CA Home Buyers (free money)
CHF is now offering the Platinum 3% down payment / closing cost assistance grant to all California home buyers. This means home buyers of the Inland Empire, Riverside, San Bernardino, Orange, or San Diego county can use a government insured FHA, VA, or USDA first mortgage loan and need only .5% down payment to purchase [...]

$8000 Home Buyer Tax Credit Extended for Military Combined with a No Down Payment VA Home Loan…WOW!
California’s military Armed Forces received an extension for both the $8000 first time home buyer and $6500 repeat/move-up home buyer tax credit. Combine this with a VA $0 down payment home loan and the you could purchase a home with literally nothing out of pocket.
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Brad is a licensed FHA, VA, USDA Mortgage Professional. CA DRE #01810137 - NMLS #315238.
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