The new Home Affordable Refinance Program (HARP 2) just made it easier to refinance an upside down or underwater mortgage in Temecula, Murrieta or Menifee. The Federal Housing Finance Agency (FHFA) just announced October 24th there no longer is an LTV limit to refinance an upside down mortgage in Temecula, Murrieta, or Menifee. Prior to [...]

Are Temecula and Murrieta Safe Cities To Live In Or Buy A Home?
Would you consider safety to be a major factor when deciding where to relocate or live when buying a home in California? For those of us familiar with, or already living in the Temecula and Murrieta Valley region of Riverside County, we sometimes forget how good this little part of the world really is. Business [...]

4th of July Fireworks in Temecula-Murrieta-Menifee-Lake Elsinore – 2011
Here is a list of 4th of July firework shows (Independence day) in the S.W. Riverside County area of Temecula, Murrieta, Menifee, Lake Elsinore & Perris. If you know of additional firework shows in the area, please contact me so I can share with others. Temecula 4th of July Extravaganza When: July 4th, 2011 [...]

$8000 Home Buyer Tax Credit For Militay Still Available Until April 30th, 2011
For certain members of the military, there’s just 2 months remaining to receive the $8,000 the federal home buyer tax credit. Combine this with the VA home loan 100% financing no down payment program, and there will be some very happy Camp Pendleton Marines buying homes in Temecula, Murrieta, Menifee, and other cities in Riverside [...]

USDA Rural Home Loans are Now Charging Monthly Mortgage Insurance for CA Home Buyers
In a surprising announcement, the USDA Guaranteed Rural Development Home Loan Program announced starting October 1st, 2011, they will begin collecting (charging) monthly mortgage insurance of .3%, but their up front mortgage insurance will be reduced from 3.5% to 2%. If you are unfamiliar with the no down payment 100% financing USDA Guaranteed home Loan, [...]

How to Qualify: FHA Home Mortgage Loan in Temecula-Murrieta-Menifee
Qualifying for a Temecula/Murrieta/Menifee FHA Mortgage is not as difficult as you might think. It starts by gathering the common pre-approval documentation that will be needed by the Loan Officer to complete your loan application and structure your file properly. The three primary criteria that determine if you qualify for a Temecula/Murrieta/Menifee FHA mortgage, and for how much, are these [...]

CHF Platinum 3% Down Payment Assistance Grant for CA Home Buyers (free money)
CHF is now offering their Platinum 3% down payment and/or closing cost assistance grant to all California home buyers. This means home buyers of the Inland Empire, Riverside, San Bernardino, Orange, or San Diego county can now use a government insured FHA first mortgage loan and need only .5% down payment to purchase a home! [...]
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Brad is a licensed FHA, VA, USDA Mortgage Professional. CA DRE #01810137 - NMLS #315238.
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