Home sellers that want to sell quickly should take a listen to this 3-minute interview from NBC’s The Today Show. It’s loaded with practical advice.

Better Credit Scores Get Better Mortgage Rates
Mortgage approvals are based on a borrowers income, down payment or equity, and credit rating. Without all three, the best possible rates are untouchable due to risk based pricing penalties. Is it time to do something about your credit score?

Avoiding Common Mortgage Scams
Despite tougher mortgage guidelines and better loan disclosures for consumers, mortgage fraud is on the rise.
How to Get a Purchase Home Loan in California if You’re Pregnant or Going on Maternity Leave
The New York Times ran an important story this week concerning pregnancy and mortgage approvals. Titled “Need a Mortgage? Don’t Get Pregnant”, the article discussed the difficulties that expecting and recently-expanded families are having with their mortgage financing.
If You Live in CA Should You Refinance Your Mortgage?
California Mortgage rates are low and they likely won’t stay that way. If you’ve been thinking about a refinance, talk to your loan officer as soon as possible.
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