Welcome to HomeBuyer University, an online resource where homebuyers can find, register, and attend an online or in-person certified first time homebuyer or homeownership education course, tutorial, or seminar.
We believe homebuyer education counseling is the foundation to responsible and sustainable homeownership.
The more education you have, the more likely you will experience a successful real estate transaction when working with our experienced team of professionals.
Topics covered in homebuyer and homeownership education courses:
- Steps to successful homeownership
- How to recognixe predatory lending
- Your credit and why it’s important
- How to choose the best loan
- What hapens at closing
- How to think like a lender
- Qualifying for a mortgage
- Protecting your home investment
- Steps to take if not able to make your mortgage payment
Not all Loan or Assistance Programs Accept the Same Homebuyer Education Certificate
The last thing you want to do is invest your time and pay money for a homebuyer education class and find out that specific class doesn’t satisfy the requirement for the loan or down payment assistance program you are applying for!
You need to know which homebuyer assistance or loan program is most beneficial to you and which one you qualify for BEFORE you resister, pay for, and complete the homebuyer course!!
Below are several different online homebuyer education providers and classes designed to educate and help you become more informed and prepared for homeownership.
MGIC Homebuyer Education Class
MGIC’s course is an excellent FREE homebuyer education course and will actually issue you a first time homebuyer certificate upon completion. I recommend this even if you aren’t required to complete a homebyer education course.
Education Provider: –> Register Here
Fees: Free (but may not satisfy FTHB education requirement for many home loan or assistance programs)
Special Code Needed: use my email address as the special code –> brad@homeloanartist.com to receive your FTHB certificate upon completion.
Genworth Homebuyer Education Class
FREE online homebuyer education course that is very helpful to better understanding the home buying process and homeownership. Certificate will be emailed to you upon completion.
Education Provider: –> Register Here
Fees: Free
Credit Smart® Homebuyer Education
The CreditSmart® Steps to Homeownership course satisfies the Freddie Mac HomePossible Advantage first time homebuyer education requirement.
Education Provider: –> Register Here
Fees: None (Free)
Framework – Preparing for Homeownership
The Framework homebuyer certificate satisfies the first time homebuyer education course required for the Fannie Mae HomeReady® Mortgage program andthe HomePath Ready Buyer Program. HomeReady education course FAQ’s.
Education Provider: –> Register Here
Fees: $75
CalHFA Homebuyer Education Course
The California Housing Finance Agency requires all borrowers complete a homebuyer education counseling course to satisfy eligibility requirements. Only one occupying borrower on each loan transaction is required to to complete a course.
Education Provider:
- Online: Register here ==>eHome’s eight-hour Homebuyer Education
- Fee: $50
- In-person Course: Register here ==> NeighborWorks America or any HUD-Approved Housing Counseling Agency
- Fee: varies by agency
Riverside EDA Homebuyer Workshop
Free workshops for hombuyers interested in buying a home in Riverside County
Information: –> Here
HUD Homebuyer Education Service Providers
HUD approved non-profit housing counselors can provide first time homebuyer education resources.
EducationProvider: –> Info Here
Credit.org
Non-profit homeownership counseling both on line and in-person workshop classes.
EducationProvider: –> Register Here
Operation Hope
Financial and credit literacy classes and pre-purchase counseling.
Information: –> Here
Fair Housing Council of Riverside County
Provide resources and classes for homebuyer and homeownership education.
Information: –> Here
NeighborWorks of Orange County
A non-profit homeownership center that builds community through homebuyer workshops.
Information: –> Here
HomeStrong USA
HUD approved counseling agency to guide you through the homebuying process. Provide online classes as well as in-person homebuyer education classes.
Information: –> Here
Neighborhood Partnership Housing Services (NPHS)
Individual homeownership counseling and homebuyer education workshops, also offering online buyer education.
Information: –> Here
Housing Education
Provide personal HomeownerTrack education for the road to homeownership.
Information: –> Here
****** IMPORTANT ******
* Completion of a homebuyer or homeownership education course does not, by itself, qualify you for mortgage. Additional eligibility terms and conditions apply.
** Before paying for and completing an online course, always check with your mortgage lender (call me) to confirm if the lender, city, county, state or administrator will accept the online certification you think you need to take or doesn’t require an in person consultation.