Credit Check

Are you aware that 95% of the websites where you pay for a consumer credit report use a completely different scoring method (Vantage) than what ALL mortgage banks and brokers use when qualifying borrowers?

I have seen borrowers buy credit reports online (like Credit Karma) that give a score of 690 and when we run a true FICO mortgage score report, comes back with scores that is 30-50 points lower!!

The credit report we run is a FICO mortgage credit report.  Begin the process by completing steps 1-3 here ==> secure loan application.