The California 2015 Conforming County Loan Limits have been set for Conventional (Fannie Mae & Freddie Mac) and FHA financing.
California had just four counties where both the Conventional and FHA loan limit increased and no counties in which the loan limit decreased.
Conventional conforming loan limits were announced by the Federal Housing Finance Agency (FHFA) which is explained here and can be verified here. HUD announced the 2015 maximum FHA loan limits in California by county here and you can search and verify county FHA loan limits here.
Need home financing that EXCEED’s the county loan limit? Not sure if you should use FHA or Conventional financing. You have options, contact me here or call direct (951) 215-6119.
Maximum 2015 Conforming FHA and Conventional Loan Limits by County in California
| County Name | FHA Loan Limit | Conventional Loan Limit |
|---|---|---|
| ALAMEDA | $625,500 | $625,500 |
| ALPINE | $463,450 | $463,450 |
| AMADOR | $332,350 | $417,000 |
| BUTTE | $293,250 | $417,000 |
| CALAVERAS | $373,750 | $417,000 |
| COLUSA | $397,500 | $417,000 |
| CONTRA COSTA | $625,500 | $625,500 |
| DEL NORTE | $311,250 | $417,000 |
| EL DORADO | $474,950 | $474,950 |
| FRESNO | $281,750 | $417,000 |
| GLENN | $287,500 | $417,000 |
| HUMBOLDT | $327,750 | $417,000 |
| IMPERIAL | $325,000 | $417,000 |
| INYO | $369,150 | $417,000 |
| KERN | $368,750 | $417,000 |
| KINGS | $325,000 | $417,000 |
| LAKE | $4011,250 | $417,000 |
| LASSEN | $285,500 | $417,000 |
| LOS ANGELES | $625,500 | $625,500 |
| MADERA | $425,000 | $417,000 |
| MARIN | $625,500 | $625,500 |
| MARIPOSA | $322,000 | $417,000 |
| MENDOCINO | $373,750 | $417,000 |
| MERCED | $472,500 | $417,000 |
| MODOC | $271,050 | $417,000 |
| MONO | $529,000 | $529,000 |
| MONTEREY | $502,250 | $502,250 |
| NAPA | $615,250 | $615,250 |
| NEVADA | $477,250 | $477,250 |
| ORANGE | $625,500 | $625,500 |
| PLACER | $474,950 | $474,950 |
| PLUMAS | $336,950 | $417,000 |
| RIVERSIDE | $355,350 | $417,000 |
| SACRAMENTO | $474,950 | $474,950 |
| SAN BENITO | $625,500 | $625,500 |
| SAN BERNARDINO | $355,350 | $417,000 |
| SAN DIEGO | $562,350 | $562,350 |
| SAN FRANCISCO | $625,500 | $625,500 |
| SAN JOAQUIN | $304,750 | $417,000 |
| SAN LUIS OBISPO | $561,200 | $561,200 |
| SAN MATEO | $625,500 | $625,500 |
| SANTA BARBARA | $625,500 | $603,750 |
| SANTA CLARA | $625,500 | $625,500 |
| SANTA CRUZ | $625,500 | $625,500 |
| SHASTA | $273,700 | $417,000 |
| SIERRA | $304,750 | $417,000 |
| SISKIYOU | $293,750 | $417,000 |
| SOLANO | $400,200 | $417,000 |
| SONOMA | $520,950 | $520,950 |
| STANISLAUS | $276,000 | $417,000 |
| SUTTER | $425,000 | $417,000 |
| TEHAMA | $312,500 | $417,000 |
| TRINITY | $271,050 | $417,000 |
| TULARE | $325,000 | $417,000 |
| TUOLUMNE | $331,200 | $417,000 |
| VENTURA | $605,750 | $603,750 |
| YOLO | $474,950 | $474,950 |
| YUBA | $425,000 | $417,000 |
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