The Delayed Financing cash-out refinance program, often called the ‘Buy & Refi’ loan, was created for real estate investors who purchase homes with all cash and grants them an exception to qualify for a cash-out refinance just one day after buying the home. Fannie Mae’s Delayed Financing program will help cash buyers avoid waiting the […]
I am proud to announce having received the USA Cares prestigious California VA Certified Military Home Buyer Housing Specialist (CMHS) designation. VA government insured lending often requires the experience of a VA loan expert in Temecula, Murrieta, or Menifee can provide because VA guidelines and requirements can be very different than other forms of home […]
I’m excited the GSFA 5% Platinum California home buyer assistance grant program (down payment assistance) has funds available again for qualifying home buyers. GSFA’s mission is to increase responsible home ownership throughout California by providing down payment assistance to both second time move up buyers and first time home buyers. Do this ==> 5% Platinum Home […]
The new HARP government upside down/underwater mortgage refinance program will help some home owners in the Corona, Chino, Riverside, Canyon Lake, Moreno Valley, Lake Elsinore who want to keep their home and lower their interest rate and mortgage payment. What is HARP? It’s an instrument, but in this discussion we’re talking about the Home Affordable […]
The new Home Affordable Refinance Program (HARP 2) just made it easier to refinance an upside down or underwater mortgage in Temecula, Murrieta or Menifee. The Federal Housing Finance Agency (FHFA) just announced October 24th there no longer is an LTV limit to refinance an upside down mortgage in Temecula, Murrieta, or Menifee. Prior to […]
A common question home buyers in California ask me is if an FHA loan is better than a Conventional loan. The increase in popularity between the two loan programs may be an indicator as to which is better. FHA now insures 25% of all home mortgage loans in the United States, which is the […]
Freddie Mac is offering a 3.5% closing cost assistance incentive to home buyers who purchase a HomeSteps home in California. Combine this with a low down payment FHA loan, or even with down payment assistance, and buying a home is possible for almost anyone! You do not have to be a first time home buyer […]
