The Delayed Financing cash-out refinance program, often called the ‘Buy & Refi’ loan, was created for real estate investors who purchase homes with all cash and grants them an exception to qualify for a cash-out refinance just one day after buying the home. Fannie Mae’s Delayed Financing program will help cash buyers avoid waiting the […]
Author Archive | Brad Yzermans
Taxpayer Relief Act of 2012 Extends the Mortgage Debt Forgivness Act
Congress finally passed the American Taxpayer Relief Act of 2012 that extends the Mortgage Forgiveness Debt Relief Act of 2007 to December 31, 2013. The Mortgage Forgiveness Debt Relief Act exempts people from paying taxes on certain types of mortgage loan debt that was canceled or forgiven by their lender as a result of a […]
2013 FHA-VA Conforming Jumbo Loan Limits Riverside County, CA
The 2013 FHA, VA, and conventional conforming and jumbo loan limits in Riverside County remain unchanged from the previous year. 12/9/2013 Breaking News Update ==> Riverside County 2014 FHA loan limit has been reduced! Few people realize it’s possible to qualify for conventional financing with as little as 3% to 5% down payment, have no […]
California VA County Loan Limits for 2013 (Updated)
The California VA county loan limit for 2013 has been published and the maximum VA loan limit in all California ‘high-cost’ counties has been reduced slightly. Blog Update ==> California’s VA Loan Limits updated for 2014 The updated 2013 VA loan limit in California’s high cost counties still provides financing up to $987,500 with $0 […]
Certified Lender VA Military Home Buyer Housing Specialist
I am proud to announce having received the USA Cares prestigious California VA Certified Military Home Buyer Housing Specialist (CMHS) designation. VA government insured lending often requires the experience of a VA loan expert in Temecula, Murrieta, or Menifee can provide because VA guidelines and requirements can be very different than other forms of home […]
Winchester/French Valley 4/2 Home for Sale – Single Story – No Down Needed
Home listed for sale (standard sale) at 36889 Blanc Court, Winchester, California 92596 (French Valley/Temecula area), 4 bed/2 bath w/ office or 5th bedroom, cul-de-sac, single story, very low HOA fees, in award winning Temecula school district. This home qualifies for special USDA zero/no down payment financing….FHA, VA, USDA financing welcome ===> contact me for […]
Streamline FHA Refinance | Rates | Guidelines | California
The California FHA Streamline refinance loan program is designed to reduce the interest rate and payment for current FHA mortgage borrowers and simplify (streamline) the refinancing process using common sense qualifying guidelines. An FHA insured streamline refinance is easier to qualify for than a regular FHA loan. Breaking News: FHA slashes their monthly Mortgage Insurance […]